ソフトバンクカードで現金を得るプロフェッショナルガイド

ソフトバンクカードとは、ソフトバンクまとめて支払いで充電可能なVISA提携のデジタルカードのこと。このカードは通常、直接現金に変換することは不可能ですが、専門の業者に頼むことで、スムーズに現金化することが可能になります。

この記事では、ソフトバンクカードを使用してソフトバンクまとめて支払いから現金を作り出す手法をご紹介します。加えて、チャージした残高を銀行口座に移す方法や、送金機能を使用した現金化のテクニックも詳しく説明していきます。ソフトバンクカードで賢く現金を手に入れたい方は、この情報をお見逃しなく。

専門業者によるソフトバンクカードの現金化プロセス

  1. ソフトバンクカードへのケータイ料金との一括チャージ
  2. 対応業者への現金化依頼

ソフトバンクカードへケータイ料金と一緒にチャージする|STEP1

ソフトバンクアプリでログインし、「ケータイ料金と一緒にチャージ」を選択し、ソフトバンクカードに資金を充てます。

このチャージ方法は手数料無料で、一回のチャージ上限は1万円です。1万円以上チャージしたい場合は、何度もチャージするか、自動チャージ機能を設定することができます。

現金化業者への依頼|STEP2

一度チャージされたソフトバンクカードを、現金化業者に渡して現金に変えます。

  • 身分証明書
  • 自撮り写真
  • 振込先の銀行口座情報

一般的に、業者のソフトバンクカード換金率は70%~80%の範囲です。依頼時に業者が提示する換金率に基づいて、指定した口座に資金が振り込まれます。申し込みから振込まで時間がかかることもあるので、余裕を持って早めに手続きを始めることが大切です。

ソフトバンクカードから銀行口座への現金出金方法

現金バリューとは、銀行振込やATMからソフトバンクカードにチャージした資金のことを指します。

本人確認書類の請求

ソフトバンクカードコールセンターに連絡し、本人確認手続きのための書類を請求します。

郵送された書類に必要事項を記入し、指定された身分証明書を添付して返送してください。後日、ソフトバンクから本人確認用の簡易書留が届きます。この簡易書留を受け取ることで本人確認が完了し、現金バリューを銀行口座に移すことができるようになります。

現金バリューの口座出金

ソフトバンクカードアプリの「おくる・もらう」メニューを開きます。本人確認が済んでいれば、「金融機関口座におくる」オプションが利用できるようになっています。

このオプションを選択し、SMS認証を済ませた後、出金先の口座を指定して「おくる」をタップします。手数料は一回220円で、上限額は一回あたり2万5,000円です。出金は、指定した銀行の営業日後に反映されることが多いです。

ただし、本人確認前に現金でチャージした残高は、本人確認完了後でも出金できないので注意が必要です。

送金機能を使った現金化の方法

本人確認が未完了の場合、現金バリューを銀行口座に出金することはできません。しかし、家族や友人など他のソフトバンクカードユーザーに残高を送金し、その代わりに現金を受け取る方法で現金化が可能です。

ソフトバンクカードアプリの「おくる・もらう」メニューから、「ソフトバンクカードユーザーにおくる」を選びます。送り先の電話番号またはソフトバンクカードIDとユーザー名を入力して送金します。送金の手数料は無料で、一回あたりの上限は1万円です。他のユーザーへの送金は即時反映されるため、迅速に現金化が可能です。

業者を介さずにソフトバンクカードを現金化する方法はあるか?

ソフトバンクカードで購入した商品を自ら換金することにより、業者を介さずに現金化することが可能です。

ソフトバンクカードの現金化は違法なのか?

ソフトバンクカードの現金化自体は違法ではありません。詐欺などの犯罪行為に使われない限り、現金化で逮捕される心配はありません。また、現金化業者も法律を遵守し、不当な手数料を取ることなく営業しているので、信頼して利用できます。

ソフトバンクカードの現金化がバレた場合の結果と予防策

ソフトバンクカードの会員規約では、換金目的の使用を禁じています。現金化がソフトバンクに発覚すると、カード利用停止などのペナルティが科される可能性があります。

現金化がバレる原因とは?

安全対策が不十分な業者に依頼すると、現金化がバレやすくなります。個人情報保護方針が不明瞭であったり、換金率や処理速度ばかりを強調している業者は避けるべきです。

現金化がバレないための予防策

現金化を業者に依頼する際は、その業者が「カード事故0件」と記載しているかを確認してください。

即日対応可能な優良業者でのソフトバンクカード現金化

ソフトバンクカードを現金化する3つの方法をご紹介しました。銀行口座への出金ができない場合は、即日対応で安全性が高いソフトバンクカード現金化の優良業者への依頼がおすすめです。

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